What is Sezzle?

sezzlelogo.png

The Musa Store gives our customers the option to use Sezzle, a payment solution that gives you the freedom to buy now and pay later - with no interest!


Split your entire online purchase into 4 interest-free payments, over 6 weeks with no impact to your credit.

payment break down 25% today, 25% 2 weeks, 25% 4 weeks, 25% 6 weeks

25%
today

25%
2 weeks

25%
4 weeks

25%
6 weeks


Here's how to Sezzle:

Shop: Shop and add items to your cart like normal!

Checkout: Choose Sezzle at Checkout! You’ll be redirected to Sezzle to Sign Up or Log In to complete your order.

Sezzle it: Your order will be shipped out right away* and your payments will be split up over 6 weeks.
*shipping times subject to our shipping policy

How to maximize Sezzle: Start small. If you've never used Sezzle, you may run into approval issues if your first purchase using the service is too large. Sezzle tends to limit the purchase amounts for first-time users as a means to combat fraud. But, after using Sezzle successfully on a small purchase, it's easy to enjoy your purchase while spreading the costs over time, at no additional cost.

 


Sezzle 101:

Sezzle is a payment solution that gives you the freedom to buy now and pay later - with no interest! When you place an order through Sezzle, their unique approvals system reviews your account to determine what sort of repayment plan they can offer. In most cases, it's 25% of the order total due up-front (also called your "downpayment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest, no up-front or hidden fees. In fact, as long as you pay off your installments on time, there are no fees at all!
 
When your order is placed, Sezzle pays us in-full for the order immediately - so we get paid and process your order just like if you had paid us in full with a credit card! This isn't layaway, so we fulfill your order within our normal shipping and processing times.
 
Our checkout is straight forward - simply shop, select "Sezzle" at checkout, and we walk you through the rest of the process.

 

What's the catch?

There's no catch. They don't charge interest, and they only charge fees if a payment fails or you need to adjust the date of your payments more than once per order. They also only run a soft credit check (or "soft inquiry"), so there's no negative hit to your credit score.

 

Getting started

If that all sounds great to you (and we hope it does), there are a few requirements to get started shopping with Sezzle:

  • Be 18 years of age or older
  • Have a US or Canadian phone number that can receive texts
  • Have a working email address
  • Have a non-prepaid payment method available
    • For shoppers in the US and Canada, this can be a bank account, a debit card, or a credit card

 

How do I know my Sezzle limit?

The Musa Store uses Sezzle because they are committed to financially empowering shoppers by supporting responsible spending and evaluating customer limits and potential approvals with every purchase attempt. Their automated system considers a variety of factors during the approval process, including how long you've been a Sezzle shopper, the information you provided at sign-up (soft credit check), your order history with Sezzle, and a few other factors. 

Spending limits are automatically determined by their decisioning process and the Sezzle Support Team is unable to share spending limits, increase spending limits, or manually approve any orders. 

What is my spending limit?

Currently, only U.S. shoppers enrolled in Sezzle Up have access to view their spending limits.  

Can Sezzle increase my spending limit? 

Every purchase attempt and approval is completely automated and they are unable to manually increase spending limits.  Because of their unique approval process, including the fact that we don't have fixed spending limits, we're able to provide our shoppers with a completely free service.   

If you are looking to place an order but were declined, you may need to begin by placing a smaller order. Over time, your purchasing power can increase. 

 

 

If you want to maximize your Sezzle experience, download the App (the app is NOT required to use Sezzle at The Musa Store).


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